As someone with no idea as to the Waterhouses conveyancing process what’s your top tip you can impart for the ownership transfer in Waterhouses
Not many law firms shout this from the rooftops but conveyancing in Waterhouses and elsewhere in England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists plenty of room for friction between you and others involved in the transaction. For example, the seller, selling agent and even potentially your lender. Choosing a solicitor for your conveyancing in Waterhouses is a critical decision as your conveyancer is your adviser, and is the ONLY person in the transaction whose interest is to protect your best interests and to keep you safe.
Sometimes a third party with a vested interest will try and sway you that you should follow their advice. For example, the selling agent may claim to be helping by claiming that your lawyer is wrong. Or your financial adviser may try to convince you to do something that is against your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Is there a list of Lloyds panel conveyancers in Waterhouses on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings open the public over the internet. If you are looking for a Waterhouses lawyer on the Lloyds please use our facility.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Waterhouses solicitor on the Leeds Building Society panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
About to purchase flat in Waterhouses. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Waterhouses lawyer is on the Santander conveyancing panel.
Due to the advice of my in-laws I had a survey completed on a property in Waterhouses prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies tend not issue a loan on this type of home.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Waterhouses. Conveyancing will be smoother if you use a solicitor in Waterhouses especially if they are acquainted with such properties in Waterhouses.
I am 18 days into a freehold purchase having been recommend to a firm by the estate agent to execute conveyancing in Waterhouses. I am am extremely frustrated with the quality of service. Can you help me find new lawyers?
A lawyer would need to be really poor in order to consider diss instructing them. Has the mortgage been issued? In the event that it has you will need to make them aware of the new contact details and get the loan are re-sent. The solicitor ideally needs to be on the mortgage company approved list to avoid added fees and frustration. So that should be your starting point. The find a solicitor tool can assist you in finding a bank approved lawyer for your home move in Waterhouses
Should local authority permission be needed to convert a single dwelling into two appartments in Waterhouses? This has occurred to a house next door to a friend in Waterhouses and was not aware of the conversion until the works were done.
Planning Permission yes. Building Reg Approval yes.