I am buying residence in Ashbourne. My property lawyer has never been on on the mortgage company approved panel. Am I still permitted to retain my Ashbourne conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?

You have a number of options available to you here

• Proceed with your chosen Ashbourne solicitor but your bank will no doubt instruct a conveyancing practitioner from their approved list. The net result is additional cost and potential delay.
• Get a fresh conveyancing practitioner to conduct the conveyancing, making sure they are on the bank conveyancing panel.
• Convince your lawyer to attempt to join the lender panel

Can I use your services to locate a Conveyancing solicitor in Ashbourne even if I’m not purchasing or disposing of a house, for instance where I wish to buy a shop in Ashbourne with a mortgage from Bank of Scotland?

Our comparison service is mainly used to get a quote from domestic conveyancing solicitors in Ashbourne but we have set out at the bottom of this page some Ashbourne commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent Bank of Scotland

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Ashbourne?

Two types of professional can carry out conveyancing in Ashbourne namely licenced conveyancers or solicitors. The two can administer conveyancing services that required to complete the sale or acquisition of property. They are both obliged to handle Ashbourne conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly carried out and that the requisite steps will be correctly taken.

We were going to get a AIP from Nottingham this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Ashbourne solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Ashbourne solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.

Our offer on a detached house in Ashbourne has been agreed to, but there is a chain. The vendors have offered on a flat, but it’s not yet agreed to, and have viewings of other properties in the pipeline. I have chosen a local conveyancing solicitor in Ashbourne. What should be my next step? At what stage should I apply for the mortgage with Principality?

It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then valuation, Ashbourne conveyancing search charges, etc). The first thing to do is check that your property lawyer is on the Principality conveyancing panel. Concerning the subsequent stages this very much depends on the uniqueness of your case, motivation for this property and on the state of the market. During a rising market many home buyers would apply for the mortgage with Principality and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to proceed with searches.

What does commercial conveyancing in Ashbourne cover?

Commercial conveyancing in Ashbourne incorporates a broad range of services, provided by regulated solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

Our lenders have just issued us with a mortgage offer. We instructed a high street conveyancer in Ashbourne last week. A couple of hours ago, our broker phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we did not have a clue that the mortgage company had a say Is this legal?

You can actually use any property lawyer you prefer to instruct for your conveyancing in Ashbourne however if your lender aren't happy with them you will have to fork out additional cost so the bank can appoint their own conveyancer too. On occasion it is conceivable that your solicitor may apply to get included on to the mortgage company list of approved firms. Do make the most of internet tools including lenderpanel.com to find a conveyancing solcitor in Ashbourne on the lender panel. You can go into your high street lender branch in Ashbourne. They can recommend conveyancing solicitors in Ashbourne on the bank panel.