I have a terraced Georgian property in Swaffham. Conveyancing solicitor represented me and Chelsea Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Swaffham and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing solicitor who conducted the conveyancing.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a quick, no chain conveyancing. Swaffham is where the house is located. What do you suggest?
Flying freeholds in Swaffham are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Swaffham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Swaffham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Swaffham and I am already nervous. I couldn't find anything specific about Swaffham. Conveyancing will be needed in due course but do you know about the Swaffham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Swaffham. In the meantime here are some basic statistics that we found
My husband and I are novice buyers - agreed a price, yet the property agent has warned us that the vendor will only move forward if we use the agent's preferred conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Swaffham
It is highly unlikely the sellers are driving this. If they require ‘a quick sale', alienating a genuine purchaser is not the way to achieve this. Speak to the owners direct and explain that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to appoint your own,trusted Swaffham conveyancing lawyers - not the ones that will provide the estate agent a referral fee or meet his conveyancing figures set by senior management.
My husband and I have just discovered that one of the partners of the firm undertaking the purchase conveyancing in Swaffham is a relative of the vendor. Is this permitted?
Provided no conflict arises this should be fine. Where you are needing mortgage finance then the bank may have a say as many mortgage companies have specific requirements on this. For example for Bradford & Bingley as of 24/1/2026, the requirements read as follows :