My mortgage broker has asked me for my Stokenchurch lawyer’ panel member for the HSBC conveyancing panel. What is the best way to discover this. I have tried my local Stokenchurch branch but they don't know it.

You are best placed to get this information from your Stokenchurch lawyer . Most Stokenchurch law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

My relative advised me that where I am buying in Stokenchurch I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard Stokenchurch conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Stokenchurch around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Stokenchurch Education with maps and statistics, Local Amenities and other useful information about Stokenchurch.

My wife and I have a terraced Georgian house in Stokenchurch. Conveyancing practitioner represented me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stokenchurch and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.

I am buying a new build flat in Stokenchurch. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Stokenchurch

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I have recently realised that I have 68 years left on my flat in Stokenchurch. I need to get lease extension but my landlord is missing. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. You will be obliged to prove that you have made all reasonable attempts to locate the freeholder. In some cases a specialist would be helpful to conduct investigations and to produce a report which can be accepted by the court as proof that the freeholder is indeed missing. It is wise to seek advice from a solicitor in relation to proving the landlord’s absence and the application to the County Court overseeing Stokenchurch.

Leasehold Conveyancing in Stokenchurch - Examples of Queries Prior to buying

It would be wise to investigate if there are any onerous restrictions in the lease. By way of example some leases prohibit pets being allowed in in a block in Stokenchurch. If you love the propertyin Stokenchurch yet your cat can’t move with you then you have a very hard determination. You should want to find out as much as you can concerning the company managing the block as they will affect your use and enjoyment of the property. As the owner of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to day to day matters like the upkeep of the common parts. Don't be shy to ask other people what they think of their management. On a final note, investigate as to the dates that the service charges are due to the managing agents and specifically what it includes. What restrictions are there in the Stokenchurch Lease?