My wife and I are purchasing a property in Chinnor. I might seem paranoid but how we can trust a lawyer? At some point we have to put funds into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We previously appointed conveyancing lawyers located in Chinnor on the Bank of Ireland solicitor approved list. They are now charging me an additional charge for dealing with the Bank of Ireland mortgage. Is this a supplemental conveyancing fee specified by Bank of Ireland?

Provided it is contained in their Terms and Conditions or estimate then yes your lawyer can charge a fee for this. The fee is not dictated by Bank of Ireland but by your Chinnor conveyancer. Plenty of firms on the Bank of Ireland panel will charge ’dealing with mortgage’ fee and others do not.

The formalities of my purchase has taken place for my property in Chinnor. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I have recentlydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Chinnor for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?

The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chinnor conveyancing specialists.

I need to retain a conveyancing solicitor for residential conveyancing in Chinnor. I've land on a web site which looks to be the ideal offering If there is a chance to get all formalities done via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I would like to sublet my leasehold apartment in Chinnor. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?

Even though your previous Chinnor conveyancing solicitor is not around you can check your lease to check if it allows you to sublet the apartment. The accepted inference is that if the lease is non-specific, subletting is allowed. There may be a precondition that you are obliged to obtain permission via your landlord or other appropriate person in advance of subletting. The net result is you not allowed to sublet without prior permission. The consent is not allowed to be unreasonably turned down. If your lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.

Chinnor Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying

The prefered form of lease arrangement is if the freehold title is in the ownership of the leaseholders. In this arrangement the leaseholders enjoy control and even though a managing agent is often retained where it is larger than a house conversion, the managing agent is directed by the tenants. The majority of Chinnor leasehold apartments will incur a service charge for maintenance of the block levied on behalf of the landlord. If you acquire the property you will have to meet this amount, usually in instalments throughout the year. This may vary from two or three hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a ground rent for you to pay yearly, normally this is not a large amount, say around £25-£75 but you need to enquire as on occasion it can be many hundreds of pounds. Is anyone aware of any major works anticipated that could increase the service costs?

Been reading online that Chinnor solicitors are more costly than licensed conveyancers in Chinnor to use when purchasing a house. So is it better if I use a conveyancer or a solicitor where I am purchasing for my home move in Chinnor.

When it comes to conveyancing in Chinnor the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.