It is 10 years ago since I purchased my property in Stoke Park. Conveyancing solicitors have just been instructed on the sale but I can't locate my title documents. Will this cause complications?

Don’t worry too much. First there is a chance that the deeds will be with the mortgage company or they could be archived with the solicitor who oversaw the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Stoke Park relates to registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.

I am buying a flat and require a conveyancing solicitor in Stoke Park who is on the National Westminster Bank conveyancing. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as Stoke Park. We dont recommend any particular firm.

I purchased my house on 6 August and the transaction details is yet to be registered. Any reason for this? My conveyancing solicitor in Stoke Park advises it should be recorded inside ten days. Are titles in Stoke Park particularly slow to register?

As far as conveyancing in Stoke Park is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can vary according to who lodges the application, whether there are errors and whether the Land registry communicate with any third persons or bodies. At present roughly three quarters of such applications are fully dealt with in less than three weeks but some can be subject to protracted delays. Historically registration takes place after the buyer is living at the property so 'speed' is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your conveyancer could speak with the land registry and explain the circumstances.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Stoke Park is where the house is located. Can you shed any light on this issue?

Flying freeholds in Stoke Park are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stoke Park you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stoke Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Back In 2003, I bought a leasehold flat in Stoke Park. Conveyancing and Britannia mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Stoke Park who acted for me is not around. Do I pay?

The first thing you should do is make enquiries of HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Stoke Park conveyancing firm to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Stoke Park Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

Best to be warned if changing the roof or some other major work is anticipated that will be shared amongst the tenants and will materially impact the level of the service costs or necessitate a specific payment. Be sure to find out if there are any onerous restrictions in the lease. By way of example some leases prohibit pets being allowed in certain buildings in Stoke Park. If you love the propertyin Stoke Park however your dog can’t live with you then you have a very difficult compromise.