My wife and I are purchasing a apartment in Stamford Hill. I might seem paranoid but how we can trust a lawyer? At some point we have to put money into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Can you point me to a directory of Lloyds panel solicitors in Stamford Hill on the UK Finance Lenders’ Handbook Website?

No. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings visible on the web. If you are looking for a Stamford Hill conveyancing practitioner on the Lloyds please make the most of our facility.

Our sealed bid on a detached house in Stamford Hill has been accepted, the vendors do nevertheless have an associated purchase. The sellers have offered on on an apartment, however it’s not yet tied up, and have viewings of other flats in the pipeline. I have selected a nearby conveyancing solicitor in Stamford Hill. What should be my next step? At what point should I apply for the mortgage with Yorkshire BS?

It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, Stamford Hill conveyancing search charges, etc). First, you must check that your conveyancing practitioner is on the Yorkshire BS approved list. As to the next steps this very much dictated by the circumstances of your case, attraction to this property and on the state of the market. During a buoyant market some buyers would apply for the mortgage with Yorkshire BS and arrange for the valuation and only if it was satisfactory would they request their lawyer to press on with searches.

I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when buying a residence in Stamford Hill? or I am told that there is a law dating back centuries that means some house owners living in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this applicable for conveyancing in Stamford Hill?

Unless a previous acquisition of the property took place after 12 October 2013 you could take it that lawyers carrying out conveyancing in Stamford Hill to continue to suggest a chancel search and or insurance against a claim.

I have justdiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Stamford Hill for a purchase of a freehold house 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?

The easiest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Stamford Hill conveyancing specialists.

I am buying a new build house in Stamford Hill benefiting from help to buy. The developers refused to budge the amount so I negotiated £7000 of extras instead. The house builders rep advised me not to tell my solicitor about this extras as it will put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How up-to-date is your database of lawyers on the bank conveyancing panel in Stamford Hill? Do the banks send you an updated list?

Stamford Hill firms and firms conducting conveyancing in Stamford Hill themselves provide us confirmation that they are on the bank conveyancing panel as opposed to being supplied with a list from the bank directly.