My brother and I have recently acquired a house in Shawbury. We have since encountered a number of problems with the property which we consider were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been carried out as part of conveyancing in Shawbury?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Shawbury. Conveyancing searches and due diligence initiated during the buying process are supposed to help avoid problems. As part of the legal transfer of property, a seller fills in a document referred to as a SPIF. answers proves to be incorrect, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Shawbury.
My wife and I have recently appointed a conveyancing solicitor in Shawbury. I I am struggling to find out if they are accepted on the Virgin Money approved list of lawyers. Can you assist?
The first thing you should do is phone the conveyancer and ask them if they can act for the lender. Alternatively you can get in touch with Virgin Money who may be able to confirm.
We have a mortgage agreed in principle with Barclays. Shawbury conveyancing practitioners have been appointed. How long does it take for Barclays to issue the offer to the property lawyer?
There is no definitive answer here. Have Barclays completed the valuation? Have you informed Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My husband and I are in the throws of looking at flats in Shawbury and I am now considering a potential offer. Should I already have a property lawyer in place at this point? I intend to finance via a home loan with Santander.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are obtaining a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
My offer on a semi in Shawbury has been accepted, the sellers do nevertheless have a connected purchase. The sellers have placed an offer on somewhere, however it’s not been accepted yet, and are looking at other flats booked. I have selected a high street conveyancing solicitor in Shawbury. What do I do now? When should I get the mortgage application with UBS started?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then valuation, Shawbury conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the UBS approved list. Concerning the subsequent stages this very much dictated by the uniqueness of your case, motivation for this property and on the state of the market. In a rising market the majority of home buyers will apply for a home loan with UBS and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to press on with the conveyancing in Shawbury.
Me and my brother own a terraced Victorian property in Shawbury. Conveyancing lawyer acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shawbury and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who conducted the work.
My father-in-law has encouraged me to appoint his lawyers for conveyancing in Shawbury. Should I use them?
No doubt it’s preferable to find a conveyancing lawyer is to seek referrals from friends or family who have actually experience in using the firm you're are thinking of instructing.