We were just about to exchange contracts for a garden flat in Sandgate. We encountered a problem. The mortgage offer with The Mortgage Works runs out on 6/2/2026 but the owners are putting forward a completion date of 10/2/2026. Can one extend the loan offer?

The best person to address this concern is your conveyancer who will hopefully assess whether they better off negotiating with the mortgage broker, owner’s conveyancers, selling agents or possibly all parties given what has gone on in your conveyancing to date.

At what point does exchange of contracts take place for residential conveyancing in Sandgate and am I required to be at the solicitors branch?

Where you are local to one of the conveyancing solicitors in Sandgate you are welcome to attend to sign documents. That being said, the firms we recommend provide a nationwide conveyancing service and give as equally comprehensive and professional a job for you when communicating with you by post or email. The executing of the purchase agreement is not the point of no return. A signed contract simply enables the firm to officially exchange when the time is right, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Sandgate)to be in the office at the appropriate time.

Just had an offer accepted on a new build flat in Sandgate. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Sandgate

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants.

Due to the input of my in-laws I had a survey completed on a house in Sandgate ahead of retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not issue a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sandgate. Conveyancing will be smoother if you use a solicitor in Sandgate especially if they regularly deal with such properties in Sandgate.

A licensed conveyancer handled my conveyancing in Sandgate half a dozen years past and was holding my title documents but has since been shut down – What can I do to get hold of them?

Deeds, as such, no longer exist as most homes in Sandgate are recorded digitally at Land Registry. If you need to establish ownership or are disposing of or re-mortgaging your lawyer will need to obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.