My husband and I are acquiring a brand new duplex in Folkestone and my solicitor is informing me that she is duty bound to the mortgage company to disclose incentives from the seller. I am on a tight deadline to exchange contracts and my preference is not to prolong deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

It is a dozen years since I acquired my home in Folkestone. Conveyancing lawyers have just been appointed on the sale but I can't find the deeds. Is this a major issue?

Don’t worry too much. Firstly the deeds may be kept by the mortgage company or they could be in the possession of the conveyancers who oversaw the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Folkestone involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

What is the best way to investigate if the solicitor handling my conveyancing in Folkestone is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Virgin Money thus spending £187.00 plus VAT in supplemental conveyancing invoice.

Please do take advantage of the find a lender approved solicitor tool on this web page. Pick the lender and type ‘Folkestone’ or your location and you will discover numerous conveyancers based in Folkestone or nearest you.

My husband and I are 17 days into a freehold purchase having been directed to conveyancers by the selling agent to do our conveyancing in Folkestone. I am am extremely disappointed with the level of service. Could you help me find new conveyancers?

A lawyer would have to be really poor to suggest changing them. Has the loan offer been generated? If so you need to inform them of the new solicitor and ensure the loan are issued to the new lawyers. Your new solicitor ideally should be on the banks panel to avoid escalating charges and complications. That should be your first question of the new lawyers. The find a solicitor tool should help you find a bank approved conveyancer for your home move in Folkestone

I see that you have a post code search directory identifying firms on the mortgage company conveyancing panel. Do Folkestone conveyancing companies pay you a commission if I instruct them for my own conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Folkestone.