Am I correct in assuming that the fact that my solicitor in Rowlands Gill is not on my bank's conveyancing panel that there is a problem with the standard of the firm’s work?
That would more than likely be an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Rowlands Gill conveyancing practice and enquire why they are no longer on the approved list for your mortgage company.
Are the Rowlands Gill conveyancing solicitors identified as being on the Santander conveyancing panel, together with their details provided by Santander?
Rowlands Gill conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
A relative recommended that if I am buying in Rowlands Gill I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Rowlands Gill conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Rowlands Gill around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Rowlands Gill Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Rowlands Gill.
I opted to have a survey carried out on a house in Rowlands Gill prior to retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some lenders tend refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rowlands Gill. Conveyancing will be smoother if you use a solicitor in Rowlands Gill especially if they are familiar with such properties in Rowlands Gill.
Are there any apps to help identify a Rowlands Gill solicitor on the Barclays Direct conveyancing panel? I drive a motor bike and am prepared to travel upto 25miles to meet the solicitor.
You can use the facility on this website. Please choose the lender and your location and you will see a number of Rowlands Gill conveyancing lawyers located nearest you. We have listed some Rowlands Gill conveyancing firms at the bottom of this page and you can contact them to verify whether they are on the Barclays Direct panel