I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Stamfordham. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/1/2026, the requirements read as follows :

I'm buying a new build house in Stamfordham with a mortgage from Aldermore. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not to tell my solicitor about the deal as it would jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Stamfordham cover?

Non domestic conveyancing in Stamfordham incorporates a wide range of services, offered by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

I am 18 days into a leasehold purchase having been referred to a firm by the estate agent to handle our conveyancing in Stamfordham. We are not happy. Can you help me find new solicitors?

A conveyancer would have to be really poor in order to consider diss instructing them. Has your mortgage offer been generated? In the event that it has you need to advise them of the replacement solicitor and ensure the offer are issued to the new lawyers. Your new solicitor ideally should be on the mortgage company panel to avoid supplemental expenses and complications. That should be your first question of the new solicitors. The find a solicitor tool can assist you in finding a bank approved conveyancer for your conveyancing in Stamfordham

I wish to sublet my leasehold flat in Stamfordham. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?

Notwithstanding that your last Stamfordham conveyancing lawyer is no longer available you can check your lease to check if it allows you to sublet the property. The accepted inference is that if the lease is non-specific, subletting is permitted. Quite often there is a prerequisite that you need to obtain permission from your landlord or other appropriate person in advance of subletting. The net result is that you cannot sublet without first obtaining consent. The consent is not allowed to be unreasonably withheld. If the lease prohibits you from subletting the property you should ask your landlord if they are willing to waive this restriction.

I acquired a 2 bed flat in Stamfordham, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Stamfordham with an extended lease are worth £191,000. The average or mid-range amount of ground rent is £55 per annum. The lease runs out on 21st October 2079

With just 53 years unexpired we estimate the premium for your lease extension to span between £27,600 and £31,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.