Would the conveyancing lawyers that you recommend execute auction conveyancing in Roundhay?
There are a number of niche solicitors we can put you in touch with those conducting auction conveyancing. Roundhay is one of the many locations where our lawyers cover.
I have an AIP. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to instruct a Roundhay based conveyancing firm?
Do check but the the likelihood is that give you one of their panel lawyers where you take up the "fee-free" incentive. Call the bank to check if they allow a cash alternative. Some banks have previously offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Roundhay.
I'm purchasing my first flat in Roundhay benefiting from help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not disclose to my conveyancer about the deal as it could jeopardize my loan with Bank of Ireland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Roundhay ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies will refuse to grant a loan on such a premises.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Roundhay. Conveyancing will be smoother if you use a solicitor in Roundhay especially if they are familiar with such properties in Roundhay.
My father-in-law has suggested that I use his conveyancing solicitors in Roundhay. Do I follow his guidance?
No doubt the best way to find a conveyancing lawyer is to get referrals from friends or family who have actually previously instructed the firm that you are are thinking of instructing.