The Linton conveyancing firm handling our Linton conveyancing has spotted an inconsistency between the surveyor’s assumptions in the valuation report and what is revealed within the legal papers for the property. My lawyer says that he is duty bound to check that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s stance correct?

Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

In what way does my ID and proof of funds have anything to do with my conveyancing in Linton? Why is this being asked of me?

To satisfy the Money Laundering Regulations any Linton conveyancing firm will require proof of identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account showing your correct address.

Under Money Laundering Regulations, property lawyers are required to validate not just the identity of conveyancing clients but also the source of the money that they receive in respect of any matter. An unwillingness to disclose this may lead to your solicitor ending their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers will have an obligation to notify the relevant authorities should they believe that any monies received by them may contravene the Money Laundering Regulations.

I have 71 years unexpired on my lease and need a lease extension for my flat in Linton. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/11/2025 the requirements read as follows :

I'm purchasing a new build house in Linton with a mortgage from Norwich and Peterborough Building Society. The sellers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not reveal to my lawyer about the deal as it may put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to identify a Linton law firm on the HSBC Bank conveyancing panel? I have a car and am prepared to travel upto 25kilometers to meet the solicitor.

Feel free to make use of the tool on this page. Please pick a lender and your location and you will see a number of Linton conveyancing lawyers based on proximity. We have detailed some Linton conveyancing firms towards the end of this page and you can telephone them to see whether they are on the HSBC Bank approved list