Why would I appoint a Rochester conveyancing company when online conveyancers are cheap by comparison?
By all means make sure that you shop around for conveyancing costs in Rochester and you should seek an affordable estimate but don’t waste your energy getting the lowest priced Rochester conveyancer. Identifying the right conveyancer can be the distinction between a smooth and a stressful move. It is important that you ensure that you have expert advice from a specialist solicitor. An e-mail can never be as helpful as a phone discussion and can never replicate a face to face consultation. Our partner firms will allocate you a qualified and top rated conveyancing solicitor who can tackle your conveyancing from from the outset to completion, giving the sort of continuity that you are unlikely to received from an web based conveyancer. Our lawyers will update you on any developments and keep you informed. If you ever need to contact the office you will be sure who you need to speak to and they will be sure you are kept fully informed.
The Rochester conveyancing firm handling our Rochester conveyancing has spotted a difference between the information in the valuation report and what is in the conveyancing documents. My solicitor says that he is duty bound to ensure that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s approach correct?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Are the Rochester conveyancing solicitors identified as being on the UBS conveyancing panel, together with their details provided by UBS?
Rochester conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
A colleague informed me that in buying a property in Rochester there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
We are aware of anumerous of properties in Rochester which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Rochester should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We were going to get a AIP from Lloyds this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Lloyds recommend any Rochester solicitors on the Lloyds conveyancing panel, or is it better to go independently?
You will need to appoint Rochester solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
I recently had an offer agreed on an apartment in Rochester. My financial adviser recommended their conveyancers. I paid an on account payment of £200. Soon after, the solicitor contacted me sheepishly admitting that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have just had an offer accepted on an apartment in Rochester and the estate agent that we are dealing with suggested his property lawyer. He quoted £800 including VAT and 3rd party costs. Does this sound like a good deal?
Don't just go on a single estimate. One should obtain like-for-like quotes for your conveyancing in Rochester. Then select one that you trust and crucially, is on the approved panel of the mortgage company that you have applied for a mortgage from.