We hope to to purchase with Darlington Building Society. We have called around locally yet am unable to find a Chatham conveyancing firm on the Darlington Building Society panel. Please you assist?

Please do make the most of the search tool on this web page. Pick the lender and type Chatham or your preferred area and you will discover numerous conveyancers offices in Chatham or nearest you.

I have decided to exercise my right to buy my property in Chatham off the council. I have a mortgage offer with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.

The mortgage over my property is with Nationwide for my property in Chatham. Conveyancing was finalised a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?

You must advise Nationwide prior to letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel solicitor.

The formalities of my remortgage has taken place for my property in Chatham. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I used Action Conveyancing several years past for my conveyancing in Chatham. Now, I need the files however the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chatham of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

What makes your site different to other online quote calculators when it comes to conveyancing in Chatham?

At this site receive a conveyancing quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Chatham. As opposed to estate agents and many comparison sites we do not charge firms a fee if you appoint them for your home move in Chatham

We are hoping to buy a four bedroom ground floor flatin Chatham with a mortgage from a mortgage company. We have a lawyer in Chatham but our lender advise she’s not approved on their "panel". Apparently we need to choose one of the our lender panel firms or stay with our Chatham solicitor and incur the extra legals for one of their panel ones to represent our mortgage company. This seems very unfair; is there anything we can do?

No, not really. The mortgage company home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the lender's conveyancing panel. Until recently, most mortgage companies had open panels, including most conveyancing solicitors in Chatham : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your lender.