We were just about to exchange contracts for a ground floor flat in Padstow. We have hit a stumbling block. Our loan offer with The Royal Bank of Scotland runs out on 16/3/2026 but the sellers are putting forward a completion date of 18/3/2026. Can one extend the mortgage offer?
The best person to address this question is your lawyer who will hopefully determine if he or she is better off negotiating with the lender, seller’s representatives, estate agents or conceivably all parties based on what has gone on in your transaction to date.
We are planning to acquire a flat and require a conveyancing solicitor in Padstow who is on the Leeds Building Society conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Leeds Building Society . We don't recommend any particular firms conducting conveyancing in Padstow.
Should I be wary about estate agents that I am dealing with are suggesting an online conveyancing firm rather than a High Street Padstow conveyancing company?
As with many professional services, often referrals from connections can be worth their weight in gold. But there are numerous players in a conveyancing transaction; estate agents, financial adviser and lenders may put forward solicitors to select. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but occasionally there may be a commercial relationship behind the endorsement. You are at liberty to choose your own lawyer. Don't forget that most mortgage providers specify a panel list of solicitors you are obliged to use for the lender related work in your house move.
Am I best advised to choose a Padstow conveyancing practitioner who is local to the property I am purchasing? I have an old university friend who can deal with the legal work but her office is approximately 350kilometers drive away.
The primary upside of using a high street Padstow conveyancing practice is that you can attend the office to sign paperwork, present your identification documents and pester them if necessary. They will also have local insight which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and in the main were content that should trump using an unknown Padstow conveyancing lawyer solely due to them being based in the area.
How much experience do your Padstow conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Padstow conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Padstow conveyancers have worked on recent similar matters.