It has taken forever and a day but a mortgage agreement from HSBC for the remortgage of my single room garden flat is to be issued any day now. Could you recommend a low cost conveyancing practitioner in Northamptonshire?
You have arrived at the wrong place to search for the cheapest conveyancing solicitors in Northamptonshire. Our aim is to provide excellent value conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint organisations enticing you with low cost conveyancing in Northamptonshire. In your best case scenario, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you spending a lot in additional fees and still not receive the service you were looking for.
Is there a reason why leasehold purchase conveyancing in Northamptonshire is more expensive?
Northamptonshire leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who dealt with the conveyancing in Northamptonshire 10 years ago have long since closed. What are my options?
You no longer need to have the physical original deeds to evidence that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
I opted to have a survey carried out on a house in Northamptonshire in advance of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies will refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Northamptonshire. Conveyancing will be smoother if you use a solicitor in Northamptonshire especially if they are acquainted with such properties in Northamptonshire.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.