I am getting a offer of a home loan from Santander. I intend to enlist the help of a Licensed Conveyancer in Brixworth. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?

The Santander conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

My conveyancer has identified a defect with the lease for the flat we are purchasing in Brixworth. The other side have suggested title insurance as a solution. We are happy with insurance and will pay for it. Our conveyancer says that he must check that the bank is happy with this solution. Are we the client or is the lender?

Even though you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the mortgage company are the client. The appropriate lender provisions must be adhered to.

The estate agent has sent us the confirmation of our purchase of a new build flat in Brixworth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Brixworth

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Brixworth is where the house is located. Can you offer any opinion?

Flying freeholds in Brixworth are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Brixworth you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brixworth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In searching the world wide web for the words on line conveyancing in Brixworth it shows results of many property lawyerslocally. How do I determine which is the right conveyancing solicitor for my move?

The preferential way of choosing a suitable conveyancer is via trusted recommendation, so ask friends and family who have bought a property in Brixworth or a respected estate agent or mortgage broker. Costs for conveyancing in Brixworth vary, so it's advisable to request at least three fee estimates from different companies. Dont forget to clarify what costs in the quote includes.