Why would I use a Nettleham conveyancing practice given that internet based conveyancers are cheap by comparison?

Its a good idea to shop around for conveyancing costs in Nettleham and you should seek a competitive fee calculation but don’t be focused with hunting for the cheapest Nettleham conveyancer. Finding the right conveyancer can be the difference between a smooth and a distressing home move. It is important that you ensure that you have expert advice from a trusted solicitor. An e-mail can never replace a phone conversation and are no substitute for a one to one appointment. Our partner firms will allocate you a qualified and top rated conveyancing solicitor who can deal with your conveyancing from start to finish, providing a level of hand holding that you will never get with an internet conveyancer. He or She will contact you regularly to update you as to headway making sure that you are regularly updated. Should you need to phone the office you will know who to ask for and they will endeavour to make sure that you are in the know.

We were just about to sign contracts for a garden flat in Nettleham. We have hit a problem. Our loan offer with Clydesdale expires on 23/3/2026 but the vendors are suggesting a completion date of 25/3/2026. Can one prolong the mortgage expiry date?

The person best placed to address this concern is your conveyancer who is in a position to calculate if he or she is better off negotiating with the lender, seller’s lawyers, estate agents or conceivably all parties given what has gone on in your conveyancing to date.

My stepmother informed me that in purchasing a property in Nettleham there may be a number of restrictions preventing external changes to a property. Is this right?

There are anumerous of properties in Nettleham which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Nettleham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I currently have a mortgage with Barclays for my property in Nettleham. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?

Your original mortgage agreement with Barclays will provide that you need their approval before renting your property as this is likely to be a breach of Barclays’s mortgage conditions. It may be that Barclays will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. You need not do this via a Barclays conveyancing panel solicitor.

I have instructed a Nettleham conveyancer having made sure that they are on the Santander conveyancing panel. Does my lawyer arrange the survey of the property?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Nettleham postcode. As you are getting a mortgage with Santander, you could contact them to see if they have a list of approved surveyors in Nettleham.

I'm purchasing a new build house in Nettleham benefiting from help to buy. The developers refused to budge the amount so I negotiated 6k of extras instead. The property agent told me not reveal to my conveyancer about this deal as it could adversely affect my loan with Aldermore. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a property in Nettleham in advance of appointing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks may not issue a mortgage on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Nettleham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Nettleham to see if the conveyancing costs will increase in light of this.