It is a dozen years since I bought my property in Monkseaton. Conveyancing solicitors have recently been retained on the sale but I am unable to track down the title documents. Is this a problem?
You need not be too concerned. First the deeds may be kept by your mortgage company or they could still be with the solicitor who acted in your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Monkseaton involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
I have 70 years left on my lease and need a lease extension for my flat in Monkseaton. Conveyancing solicitors on the Nationwide Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/11/2025 the requirements read as follows :
Is it correct that all Monkseaton CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing list of approved solicitors?
It is true that some lenders now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
How can we know in advance if a Monkseaton conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Monkseaton obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your transaction.
We have agreed to purchase a house in Monkseaton. An unusual aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with RBS your lawyer must follow the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and property lawyers are required to report to RBS where a lease fails to meet these requirements. The conditions relate to the installation of panels on properties nationwide and is not limited to Monkseaton.
It has been 3 months since my purchase conveyancing in Monkseaton took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Is it simple use the search app to find a conveyancing lawyer in Monkseaton on the authorised to act for my bank?
Step one is to choose a mortgage company such as Lloyds TSB Bank, Norwich and Peterborough Building Society or Bank of Ireland then choose your preferred area for example Monkseaton. Conveyancing firms in Monkseaton and across England and Wales should be shown.