What will a local search tell me regarding the property we're purchasing in Cullercoats?

Cullercoats conveyancing often commences with the applying for local authority searches directly from local Authority or through a personal search company such as Searchflow The local search is essential in every Cullercoats conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search should supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I'm buying a new build house in Cullercoats with a loan from . The sellers refused to reduce the amount so I negotiated 6k of additionals instead. The house builders rep advised me not inform my lawyer about this extras as it may jeopardize my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Cullercoats is where the house is located. Can you shed any light on this issue?

Flying freeholds in Cullercoats are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cullercoats you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cullercoats may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.