My bank has recommended a law firm on their panel based in Maidenbower but I would rather use a conveyancing lawyer in Maidenbower round the corner to me. Are you able to help?

Not all Maidenbower conveyancing solicitors are listed all lender’s conveyancing panel. Use the above search tool to locate a Maidenbower conveyancing firm on the on the mortgage company panel.

There is lots of information on this site regarding conveyancing in Maidenbower but what is your top tip for selecting the right conveyancer in Maidenbower

Do not opt for the lowest Maidenbower conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

My lawyer has informed me that chancel insurance is needed on my purchase. What is the level of cover for Maidenbower conveyancing?

The right level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.

Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Maidenbower solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Maidenbower surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I'm buying my first flat in Maidenbower with a mortgage from Platform Home Loans Ltd. The builders refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not inform my lawyer about the deal as it could affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is there anything unique about your site and alternative internet conveyancing solicitors for conveyancing in Maidenbower?

At this site receive a fixed fee quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Maidenbower. As opposed to estate agents and brokerage sites we do not operate commission arrangements with solicitors. Many agents and online brokers 'recommend' the firm that pays the most per referral, as opposed to the best value conveyancing in Maidenbower

I am just shy of a 10% deposit on my apartment purchase in Maidenbower , but I still want to go ahead. What can I do?

One option is to try and accept a smaller deposit. Many vendors will agree to a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute