We are nearing an exchange on a flat in Loxford and my mum and dad have transferred the ten percent deposit to my conveyancer. I am now informed that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my lender. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank about my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?

The conveyancing practitioner is legally required to clarify with the bank to make sure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your lender if you agree, failing which, your lawyer must cease to continue acting.

We see that you have a post code search directory identifying law firms on the UBS conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Loxford?

We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Loxford.

Will commercial conveyancing searches disclose impending roadworks that may impact a commercial site in Loxford?

Many commercial conveyancing solicitors in Loxford will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Loxford. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Loxford.

For each commercial conveyancing transaction in Loxford it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Loxford commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Loxford.

I'm purchasing my first flat in Loxford with the aid of help to buy. The developers would not move on the amount so I negotiated 6k of additionals instead. The house builders rep suggested that I not inform my lawyer about this deal as it would adversely affect my loan with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to find a conveyancing solicitor for leasehold conveyancing in Loxford. I have chance upon a site which seems to have the perfect answer If there is a chance to get all this stuff completed via phone that would be ideal. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?