My lawyer in Long Stratton is not on the Nationwide Building Society Solicitor Panel. Can I still continue with my prefered solicitor even though they are excluded from the Nationwide Building Society approved list?
Your options are as follows:
- Complete the purchase with your preferred Long Stratton lawyers but Nationwide Building Society will need to use a solicitor on their panel. This will result in additional total legal fees and cause frustration.
- Get a new solicitor to to deal with the conveyancing, remembering to check they are on the Nationwide Building Society panel
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Long Stratton?
There are many registered licenced Conveyancers in Long Stratton and Solicitor firms in Long Stratton who can help with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Can you help - my lawyer says that chancel insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Long Stratton?
The appropriate level of chancel indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Barnsley Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Long Stratton lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I decided to have a survey done on a property in Long Stratton in advance of retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some banks will not issue a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions from Nationwide. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Long Stratton. Conveyancing will be smoother if you use a solicitor in Long Stratton especially if they regularly deal with such properties in Long Stratton.
Hoping to buy a property located in Long Stratton and I am already nervous. I couldn't find anything specific about Long Stratton. Conveyancing will be needed in due course but do you know about the Long Stratton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Long Stratton. In the meantime here are some basic statistics that we found
We are a fortnight into a residential purchase having been referred to conveyancers by the local agent to do our conveyancing in Long Stratton. I am am starting to be disappointed with the quality of service. Can you help me find new solicitors?
They would have to be really bad in order to consider changing them. Has your loan offer been sent? If so you must inform them of the new contact details and ensure the mortgage documents are re-issued. The solicitor ideally needs to be on the banks panel to avoid escalating costs and complications. That should be your first question of the new lawyers. Our search tool will assist you in finding a lender approved conveyancer for your conveyancing in Long Stratton