We are purchasing a 1 bedroom apartment in Hethersett with a mortgage. We would like to retain our Hethersett solicitor, however the bank says she’s not on their "panel". It appears that we have little option but to select one of the bank panel conveyancing practices or keep our Hethersett lawyer as well as pay for one of their panel ones to act for them. This feels very unfair; can we not demand that the bank use our Hethersett conveyancer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Hethersett conveyancing lawyer to apply to be on the conveyancing panel.
Can the conveyancing lawyers identified via your search tool handle attended exchange conveyancing in Hethersett?
We do have a number of conveyancing experts carrying out one day exchanges. Do call us to obtain a fee calculation and details as to dates.
I am due to move house in December. Should my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Hethersett. Conveyancing firm was chosen before I stumbled across your page.
On the afternoon of completion you can pick up the keys from your estate agent but this should only happen after the vendors solicitors confirm to the agent that they have the completion monies and the keys can be passed over. You should inform the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in finding a conveyancing in Hethersett or a firm that specialises in conveyancing in Hethersett.
I have decided to exercise my right to buy my property in Hethersett off the council. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
It is unclear whether my bank requires a lease extension. I have called into my local Hethersett building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Hethersett conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. Who do I believe?
The conveyancing practitioner must follow the CML Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I need some expedited conveyancing in Hethersett as I am under pressure to complete within 2 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Hethersett the following are examples of what can arise and therefore affect future saleability: Enforcement Actions, Overdue Charges, Overdue Grants, Unadopted Roads,...
In my capacity as executor for the estate of my uncle I am disposing of a property in Neath but reside in Hethersett. My lawyer (who is 235 kilometers from meneeds me to sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Hethersett to attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Hethersett based