This question may be naive but I am unseasoned as FTB of a ground floor flat in Llansamlet. Do I pick up the keys to the house on the completion date from my conveyancer? If this is the case, I will instruct a local conveyancing solicitor in Llansamlet?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the owner’s lawyers, and once they have received this, you should be able to receive the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.

I'm the sole recipient of my late mum's will with all property in now in my sole name, including the house in Llansamlet. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I do know about the CML six month 'rule', which means that my property ownership will be treated the same way as though I had purchased the property in December. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view lenders take of it, depend on the bank as this requirement chiefly exists to pick up on the purchase and immediately sell or the flipping of property.

Virgin Money have agreed my home loan in principle, my bid on a apartment in Llansamlet has been accepted, what are the next steps?

Your estate agent will want to be informed of your conveyancing practitioner's details (ensure that the conveyancing practitioners are on the lender’s panel). Call up Virgin Money or your financial adviser and finish off any outstanding documentation. Virgin Money will appoint a valuer who will get in touch with the selling agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Virgin Money will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Llansamlet.

I purchased a terraced Edwardian property in Llansamlet. Conveyancing lawyer acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the matching address. Is it worth asking The Mortgage Works to clarify?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Llansamlet and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing solicitor who conducted the conveyancing.

I have been on the look out for a leasehold apartment up to £235,500 and identified one round the corner in Llansamlet I like with open areas and transport links in the vicinity, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Llansamlet in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a home loan that many years may be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.

Is there anything unique about your site and other internet conveyancing brokers for conveyancing in Llansamlet?

At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Llansamlet. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you appoint them for your conveyancing in Llansamlet

We expect to complete our sale of a £450,000 garden flat in Llansamlet in 8 days. The landlords agents has quoted £312 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Llansamlet?

Llansamlet conveyancing on leasehold maisonettes usually involves the buyer’s lawyer sending questions for the landlord to address. Although the landlord is under no legal obligation to respond to such questions most will be content to do so. They may levy a reasonable administration fee for responding to questions or supplying documentation. There is no set fee. The average fee for the information that you are referring to is over three hundred pounds, in some transactions it is above £800. The management information fee demanded by the landlord must be accompanied by a summary of rights and obligations in relation to administration charges, without which the charge is not strictly payable. In reality you have no option but to pay whatever is requested of you if you want to exchange contracts with the buyer.

Llansamlet Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing

What restrictions exist in the Llansamlet Lease? Who manages the building? How is the lease structured?