My property lawyer in Lamorbey is not on the Approved Panel. Is it possible for me to continue with my prefered solicitor even though they are not on the panel?
Your options are as follows:
- Complete the purchase with your existing Lamorbey lawyers but will need to instruct a solicitor on their panel. This will inevitably rack up the total legal fees as well as cause delays.
- Get a new lawyer to to deal with the conveyancing, remembering to check they are len approved.
- Persuade your solicitor to try to join the len panel
Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who conducted the conveyancing in Lamorbey 10 years ago have long since closed.What are my next steps?
As long as you have a registered title the details of your proprietorship will be held by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, find your house and get current copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
i am purchasing my first flat in Lamorbey benefiting from help to buy. The sellers would not reduce the price so I negotiated 6k of extras instead. The house builders rep advised me not inform my conveyancer about this side-deal as it could impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.