we are a couple who are buying a 3 bedroom flat in Kendal with a loan from lend.We like our Kendal conveyancing practitioner but lend advised that she’s not on their "panel". We have to appoint a lend panel solicitor or keep our local solicitor and pay for a lend panel lawyer to act for them.We feel as though this is unjust; Can we not simply insist that use our lawyer?
Unfortunately,no. The home loan issued to you contains various provisions, a common one being that conveyancers will be on the solicitor panel.in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for
I am buying a detached bungalow in Kendal. We would like to an extension at the rear at the house.Will legal work on the property involve enquiries to determine if these works are allowed?
Your conveyancer will review the registered title as conveyancing in Kendal can occasionally reveal restrictions in the title deeds which prohibit certain alterations or need the permission of a 3rd party. Some extensions need local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
My brother and I have latelybought a house in Kendal. We have since encountered a number of problems with the property which we consider were missed in the conveyancing searches. Is there anything we can do? What searches should? have been ordered as part of conveyancing in Kendal?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Kendal. Conveyancing searches and due diligence undertaken during the buying process are carried out to help avoid problems. As part of the process, the vendor answers a form known as a Seller’s Property Information Form. answers turns out to be inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor.However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Kendal.