Should our lawyer be raising enquiries about flooding during the conveyancing in Huddersfield.

Flooding is a growing risk for lawyers conducting conveyancing in Huddersfield. Some people will buy a property in Huddersfield, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Solicitors are not qualified to give advice on flood risk, however there are a number of searches that can be undertaken by the buyer or by their lawyers which will give them a better understanding of the risks in Huddersfield. The conventional set of completed inquiry forms sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the vendor to find out whether the property has historically flooded. In the event that flooding has previously occurred which is not disclosed by the vendor, then a buyer could bring a compensation claim stemming from an incorrect reply. The buyer’s solicitors will also carry out an enviro search. This will higlight whether there is a recorded flood risk. If so, further investigations will need to be carried out.

Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who dealt with the conveyancing in Huddersfield 5 years ago are no longer around. What are my options?

In today’s world there are copies made of almost everything, and your conveyancer will know exactly where to locate all the suitable documentation so you may purchase or sell your house without a hitch. Where duplicates can’t be located, your solicitor may be able to put in place insurance or indemnities protecting you against future claims on the property.

I have been on the look out for a flat up to £195,000 and identified one round the corner in Huddersfield I like with a park and transport links nearby, the downside is that it's only got 52 years on the lease. There is not much else in Huddersfield suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

What makes your site different to alternative online quote calculators for conveyancing in Huddersfield?

At this site get an accurate costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Huddersfield. Unlike many estate agents and brokerage sites we do not have commission arrangements with solicitors. A large number of agents and online brokers 'recommend' solicitors paying the highest commission, rather than the best value conveyancing in Huddersfield

My brother has encouraged me to appoint his conveyancing solicitors in Huddersfield. Do I follow his advice?

Much as we are happy to recommend a Huddersfield conveyancing lawyer it’s preferable to choose a conveyancing lawyer is to have recommendations from friends or family who have actually previously instructed the solicitor you're contemplating using.