We were just about to sign contracts for a semi detached house in Hotwells. We have hit a snag. Our mortgage offer with Santander expires on 13/3/2026 but the owners are suggesting a completion date of 17/3/2026. Is it possible to extend the loan offer?
The person best placed to address this concern is your lawyer who should calculate whether they should be discussing with the bank, owner’s conveyancers, selling agents or indeed all three based on what has happend in your transaction as of today.
Does a directory service exist listing Barclays panel conveyancers in Hotwells on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. Very few lenders make their panel listings visible over the internet. If you are looking for a Hotwells conveyancing practitioner on the Barclays please make the most of our facility.
I am due to exchange contracts on my house. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nottingham are being pedantic. The Hotwells solicitor who is on the Nottingham conveyancing panel is recommending indemnity insurance as a solution but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After what seems like an age I have had an offer on a maisonette in Hotwells agreed to, the owners do however have a connected purchase. The sellers have offered on a property, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have chosen a local conveyancing solicitor in Hotwells. What should be my next step? When do I get the mortgage application with Skipton going?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx one thousand pounds, then survey, Hotwells conveyancing search fees, etc). First, you must check that your property lawyer is on the Skipton conveyancing panel. As to the next phase this very much depends on the uniqueness of your transaction, attraction to this property and on the state of the market. In a rising market some purchasers would apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they request their property lawyer to press on with searches.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, chain free conveyancing. Hotwells is the location of the property. Is there any guidance you can impart?
Flying freeholds in Hotwells are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hotwells you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hotwells may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend solicitors offering competitive charges for commercial conveyancing in Hotwells for below £2000?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Hotwells, including the sale and acquisition of businesses as well as simply property. If you are intending to buy or dispose of a shop, pub, restaurant, office, retail premises or a complete business we will find you the right lawyer. Regarding the costs this will depend on the structure and nuances of the deal. Please provide us with your contact information or phone so as to enable us to provide you with a detailed commercial conveyancing calculation.
I am looking for a conveyancing practitioner in Hotwells for my home move. Can I check a firm’s record with the legal regulator?
Anyone may search for documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training purposes.