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Find a Hanham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hanham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hanham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hanham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hanham

Can conveyancing in Hanham to be concluded in 10 days?

In the event that you are under a tight deadline to complete we would recommend that your solicitor is familiar with the location as they will benefit local connections and intelligence. It is possible that they may have conducted previoushomes in the same neighbourhood. You would be best advised to use a Hanham conveyancing solicitor. Second, check that the conveyancing firm is on the member panel. It is claimed that nearly one in five of Hanham conveyancing deals are frustrated or derailed after discovering a purchaser’s solicitor was not on their mortgage lender’s panel. This can often result in the transaction being delayed by as much as three weeks. It is believed that this issue impacts in the region of one hundred thousand home sales every year. Many Hanham conveyancing practices can not represent certain mortgage companies so do check at the outset.

I purchased a freehold residence in Hanham yet pay rent, why is this and what is this?

It’s unusual for properties in Hanham and has limited impact for conveyancing in Hanham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be dispensed with completely.

I am planning to acquire a flat and need a conveyancing solicitor in Hanham who is on the Barclays Direct approved. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays Direct in certain locations such as Hanham. We dont recommend any particular firm.

I am due to move house in February. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Hanham. Conveyancing solicitor was chosen prior to coming across your page.

On the day of completion you can collect the house keys from your estate agent however this should only be done after the sellers solicitors confirm to the agent that the monies to complete are in and the keys can be released. Subsequently you will need to advise the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you find a residential property solicitor in Hanham or a firm with expertise in conveyancing in Hanham.

I have paid off my mortgage with Principality. I assume I don't need a Hanham property lawyer on the Principality panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Principality has sent the Land Registry the discharge electronically, and
  3. Principality has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Principality mortgage has been paid off.

I was told two weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Hanham is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Hanham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Hanham

    Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants.

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