My partner and I are buying a new build flat in Gilwern and my lawyer is informing me that she has to the lender to disclose incentives from the seller. I am nearing the developer’s deadline to sign contracts and I have no desire to delay the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Finally the sale completed on my house in Gilwern last August yet the purchaser is e-mailing me complaining that their conveyancer needs to hear from myconveyancer. What should my lawyer have done following completion?
Following your house sale your lawyer is obliged to forward the transfer documentation and all of the paperwork to the purchaser's solicitors. If applicable, your solicitor should also send confirmation that the mortgage has been paid off to the purchasers lawyers. There is unlikely to be post completion formalities peculiar conveyancing in Gilwern.
How do I find out if the solicitor carrying out my conveyancing in Gilwern is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Aldermore thus spending £187.00 plus VAT in additional conveyancing costs.
Feel free to make use of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type ‘Gilwern’ or your preferred area and you will see a number of lawyer located in Gilwern or near you.
Does a directory service exist listing Nottingham panel solicitors in Gilwern on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings viewable online. Where you are seeking to appoint a Gilwern conveyancing practitioner on the Nottingham please make the most of our tool.
I have decided to exercise my right to buy my property in Gilwern off the council. I have a mortgage offer with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
Completion of my purchase has taken place for my property in Gilwern. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
In my capacity as executor for the estate of my uncle I am disposing of a house in Swansea but live in Gilwern. My solicitor (who is 250 kilometers from meneeds me to execute a stat dec prior to completion. Can you recommend a conveyancing lawyer in Gilwern who can attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are based in Gilwern