My partner and I have lately bought a house in Abertillery. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Abertillery?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Abertillery. Conveyancing searches and investigations initiated as part of the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner fills in a document known as a SPIF. answers ends up being inaccurate, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Abertillery.
What is the first thing I need to know about purchase conveyancing in Abertillery?
You may not hear this from too many lawyers but conveyancing in Abertillery or throughout England and Wales is often a confrontational process. In other words, when it comes to conveyancing there exists an abundance of opportunity for friction between you and other parties involved in the ownership transfer. E.g., the seller, selling agent and even potentially your lender. Selecting a law firm for your conveyancing in Abertillery an important selection as your conveyancer is your adviser, and is the ONLY party in the process whose role it is to protect your best interests and to protect you.
On occasion a third party with a vested interest may try and sway you that you should follow their advice. For example, the selling agent may claim to be helping by claiming that your conveyancer is slow. Or your financial adviser may try to convince you to do something that is contrary to your solicitors recommendation. You should always trust your lawyer above all other parties in the home moving process.
I have 71 years remaining on my lease and need a lease extension for my flat in Abertillery. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 4/12/2025 the requirements read as follows :
There is lots of here concerning conveyancing in Abertillery but can you isolate your top tip for appointing the right conveyancer in Abertillery
Do not opt for the cheapest Abertillery conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
Is it the case that all Abertillery conveyancing solicitors on the Yorkshire BS conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of banks do list licenced conveyancers on their panel and in such a situation the practice would be overseen by the CLC.
The mortgage over my property is with Bank of Ireland for my property in Abertillery. Conveyancing was finalised some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?
Your original mortgage agreement with Bank of Ireland will provide that you need their approval prior to renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. It may be that Bank of Ireland will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel firm.
I decided to have a survey completed on a property in Abertillery in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may not give a loan on a flying freehold home.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Abertillery. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Abertillery to see if the conveyancing costs will increase in light of this.