We instructed a high street firm for my conveyancing in Enfield Lock last week. Reviewing the Terms and Conditions I notewe are liable for costs even if our purchase aborts. Should I ditch them and select an internet conveyancing brokerage who offer no-sale-no-fee conveyancing in Enfield Lock?

Generally there is a concession along the lines that if "No Completion No Fee" is advertised then the fee levels will tend to be be more expensive to neutralise the conveyances that do not proceed. You should be mindful that such promotions tend not to protect you from expenditure by way of example Enfield Lock conveyancing search expenses.

Without wishing to tempt fate I hope to purchase a home in Enfield Lock. My friend pointed out that my solicitor should order a Chancel Search. Does this sound correct?

The case of Aston resulted in many a conveyancing solicitor in Enfield Lock to requisition chancel searches. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your conveyancing lawyer should provide more details. Church of England properties in Enfield Lock where chancel liability may apply include parish data base.

I'm purchasing my first flat in Enfield Lock with a mortgage from . The developers would not budge the amount so I negotiated £7000 of additionals instead. The property agent suggested that I not to tell my solicitor about this deal as it may adversely affect my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.