It is a dozen years since I bought my home in Emsworth. Conveyancing lawyers have just been retained on the sale but I can't track down the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they could be archived with the lawyers who oversaw the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in Emsworth involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
My brother-in-law has suggested I instruct a conveyancing solicitor in Emsworth. I I am struggling to find out if they are accepted on the Nationwide Building Society approved list of lawyers. Can you advise?
You should e-mail the solicitor and ask them if they can act for the bank. Otherwise you should get in touch with Nationwide Building Society who may be able to confirm.
What will a local search reveal regarding the house I am purchasing in Emsworth?
Emsworth conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations such as Onsearch The local search is essential in every Emsworth conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Emsworth is the location of the property. What do you suggest?
Flying freeholds in Emsworth are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Emsworth you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Emsworth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I am about to spend over three hundred thousand on a house in Emsworth I would like to have a conversation with the lawyer regarding theconveyancing ahead of giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your conveyancing in Emsworth.There is no ‘factory style conveyancing’ - every client is an important person, not a file number. The practices that we put you in touch with believe that the fees you are provided with for residential conveyancing in Emsworth should be the amount on the final invoice that you are charged.