I am looking to buy a flat and need a conveyancing solicitor in Coney Hall who is on the Clydesdale approved. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Clydesdale in certain locations such as Coney Hall. We dont recommend any particular firm.

When it comes to mortgage companies such as Skipton, do Coney Hall lawyers face a yearly amount to be on the conveyancing panel?

We are not aware of any mortgage company fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

I have paid off my mortgage with Clydesdale. I assume I don't need a Coney Hall solicitor on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Clydesdale has sent the Land Registry the discharge electronically, and
3. Clydesdale has instructed the Land Registry to do so

The mortgage over my property is with Leeds Building Society for my property in Coney Hall. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leeds Building Society?

Your original mortgage agreement with Leeds Building Society will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel lawyer.

Should my solicitor be raising enquiries about flooding as part of the conveyancing in Coney Hall.

The risk of flooding is if increasing concern for lawyers specialising in conveyancing in Coney Hall. There are those who acquire a house in Coney Hall, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to give advice on flood risk, but there are a various searches that may be initiated by the buyer or by their conveyancers which should give them a better understanding of the risks in Coney Hall. The conventional set of completed inquiry forms given to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the seller to determine if the property has suffered from flooding. If flooding has previously occurred and is not notified by the vendor, then a purchaser may issue a compensation claim as a result of such an incorrect answer. A purchaser’s lawyers should also commission an enviro search. This will indicate if there is any known flood risk. If so, further investigations will need to be initiated.

I have todayfound out that Stirling Law have closed. They conducted my conveyancing in Coney Hall for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Coney Hall conveyancing specialists.

In my capacity as executor for the will of my grandmother I am disposing of a property in Swansea but I am based in Coney Hall. My solicitor (approximately 300 kilometers from merequires that I sign a stat dec before completion. Can you recommend a conveyancing practitioner in Coney Hall who can witness and place their company stamp on the document?

strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Coney Hall based