The property market in Addington is heating up. What can I do to expedite matters?

In the event that you are under pressure to complete we would recommend that your solicitor is familiar with the location as they will benefit local connections and insight. It is even conceivable that they may have conducted otherhomes in the same road. You would be best advised to use a Addington conveyancing lawyer. Second, check that the lawyer is on the lender panel. It is said that 18% of Addington conveyancing transactions are delayed or derailed after finding out that a purchaser’s conveyancer was not on their banks list of approved solicitors. This can often result in the home move being delayed by almost 21 days. It is claimed that this issue impacts approximately 100,000 home sales every year. Most Addington conveyancing firms can not act for certain lenders so do check at the outset.

Having sold my house in Addington last February yet the purchaser is whats apping every few hours complaining that their solicitor needs to hear from mine. What are the post completion sale legalities following completion?

After completion of your sale your lawyer is obliged to deliver the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor must also confirm that the mortgage has been paid off to the purchasers conveyancers. There is unlikely to be post completion tasks unique to conveyancing in Addington.

I'm purchasing my first flat in Addington with the aid of help to buy. The builders refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not reveal to my lawyer about the deal as it would impact my mortgage with Virgin Money. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My father has suggested that I use his conveyancing solicitors in Addington. Should I choose my own property lawyer?

Much as we are happy to recommend a Addington conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to seek recommendations from friends or relatives who have experience in using the solicitor you're considering.

My father-in-law mentioned that when selecting a conveyancing firm they must be approved by your bank. I am novice purchaser but I have an offer in principle from Halifax and I already have a bricks and morter conveyancing lawyer in Addington at the ready. Will Halifax insist on an approved lawyer to be instructed? Does a directory of approved conveyancers even exist so I can pick a conveyancing solicitor in Addington?

You should instruct a solicitor that is on the Halifax panel. Simply ring your preferred Addington conveyancing lawyer to check if they are on the Halifax panel. If they are not approved you have a couple of alternatives open to you here:

• Complete the purchase with your preferred Addington property lawyer but Halifax will no doubt retain a conveyancing practitioner from their conveyancing panel. This will result in additional charges and likely frustration.
• Appoint a fresh conveyancing practitioner to act in the purchase, obviously checking they are on the Halifax conveyancing panel.
• Appeal to your solicitor to seek to join the mortgage company panel.