I am about to put an offer on a leasehold apartment in Colerne. The property agents say that it is the norm for flats in Colerne to have less than 75 years unexpired on the lease. I am getting a mortgage with Tesco Bank. Will the property be mortgageable given that the lease has 70 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/1/2026 the requirements read as follows :

I am planning to move property in April. Will my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you put forward a removal company in Colerne. Conveyancing solicitor was chosen prior to coming across this site.

On the day of completion you can pick up the house keys from the selling agent however this should only happen once the previous owners lawyers inform the agent that they have the completion monies and the keys can be collected. You should inform the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a residential property solicitor in Colerne or a lawyer with expertise in conveyancing in Colerne.

Are all Colerne Conveyancing Quality Solicitors on the RBS conveyancing panel?

Some major lenders now use CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.

We were going to get a OIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Colerne solicitors on the Coventry BS conveyancing panel, or is it better to go independently?

You will need to appoint Colerne solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

I am purchasing a new build house in Colerne with a loan from Nottingham Building Society. The builders would not reduce the amount so I negotiated £7000 of additionals instead. The estate agent advised me not reveal to my lawyer about the side-deal as it will adversely affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Taking into account that I will soon part with 450k on a two bedroom apartment in Colerne I would like to talk to a conveyancer regarding thehouse move before instructing the firm. Can this be arranged?

Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be carrying out your property ownership legalities in Colerne.There is no ‘factory style conveyancing’ - each client is unique individual, not a file number. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Colerne should be the figure that you end up paying.

One month into a sale of a flat in Colerne. Conveyancing is fine but we are being charged a fortune by the landlord. To date we have issued a cheque for £275 for a leasehold management pack and then a further £118 for responses to questions supplied by the buyers solicitor.

Your property lawyer will not have any say over the extent of the bill for this information but the typical fee for the information for Colerne leasehold premises is £380. When it comes to Colerne conveyancing deals it is usual for the vendor to pay for these charges. The freeholder or their agents are under no statutory obligation to answer these questions most will agree to do so - albeit often at exorbitant prices disproportionate to the work involved. Unfortunately there is no legislation that mandates capped fees for administrative tasks. Neither is there any prescriptive time limit by which they are required to issue the information.