I am in the market for a reasonably priced property lawyer. Should I go for for a nationwide conveyancer rather than a family Brinsworth conveyancing lawyer?
Established third party relationships is an important consideration when appointing conveyancing solicitors. Brinsworth law firms enjoy long term relationships with financial advisers and selling, local authorities, valuers and other law firms meaning you will move in shortest possible time. Possessing a wealth of experience in the local area is an advantage.
It is is a decade since I acquired my house in Brinsworth. Conveyancing solicitors have just been retained on the sale but I can't find my title deeds. Will this cause complications?
Don’t worry too much. Firstly there is a chance that the deeds will be kept by your lender or they may be in the possession of the lawyers who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Brinsworth involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
I'm purchasing my first flat in Brinsworth with a loan from . The developers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not inform my solicitor about the side-deal as it would adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.