Do the conveyancing lawyers listed on your site handle attended exchange conveyancing in Anerley?
We do have a number of conveyancing experts who can conduct 24hr exchanges. You should call us to receive a costs illustration and details as to availability.
Finally the sale completed on my house in Anerley last January yet the purchaser is calling daily to moan that his conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
After completion of your disposal your conveyancer should send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. If applicable, your solicitor must also evidence that the legal charge in favour of the lender has been paid off to the purchasers lawyers. There are no post completion formalities peculiar conveyancing in Anerley.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel solicitor as I would much rather appoint a Anerley based conveyancing firm?
Do check but the the probability is that appoint one of their panel conveyancers if you accept the "fee-free" deal. Contact the mortgage company and determine if they allow a monetary alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Anerley.
We are planning to move home in January. Does my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you suggest a removal company in Anerley. Conveyancing firm was found prior to coming across this site.
On the day of completion you will need to collect the house keys from the property agent but this should only happen once the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. You should advise the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can help you locate a residential property solicitor in Anerley or a firm with expertise in conveyancing in Anerley.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Anerley conveyancer on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I can not fathom if my lender requires a lease extension. I have called into my local Anerley bank branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My Anerley conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your solicitor must comply with the CML Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
three months have elapsed following my purchase conveyancing in Anerley concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.