I had intended to instruct a conveyancing solicitor in Yorkshire Dales for our home move. Our financial adviser has since advised us that our bank Platform Home Loans Ltd won't deal with them. Surely this is unduly restrictive?

Lenders on the whole restrict either the type or the amount of conveyancing practices on their approved list of lawyers. A common example of such criteria being that a firm must have two or more partners. In addition to restricting the type of firm, a few lenders have limited the number of firms they allow to represent them. Be aware that Platform Home Loans Ltd have no responsibility for the quality of advice provided by any member of Platform Home Loans Ltd Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago even though there remains mixed opinions about the extent of solicitor engagement in some of that fraud. Figures from the Land Registry indicate that hundreds of law firms, including some in or near Yorkshire Dales only execute one or two conveyances per annum.

I have recentlybecome aware that Stirling Law have closed. They conducted my conveyancing in Yorkshire Dales for a purchase of a leasehold flat 9 months ago. How can I check that my home is in my name in the name of the former proprietor?

The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Yorkshire Dales conveyancing specialists.

Due to the encouragement of my in-laws I had a survey completed on a house in Yorkshire Dales prior to retaining lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies tend refuse to grant a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Yorkshire Dales. Conveyancing will be smoother if you use a solicitor in Yorkshire Dales especially if they are accustomed to such properties in Yorkshire Dales.

I am looking into buying my first house which is in Yorkshire Dales and I am already nervous. I couldn't find anything specific about Yorkshire Dales. Conveyancing will be needed in due course but do you know about the Yorkshire Dales area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Yorkshire Dales. In the meantime here are some basic statistics that we found

I am short of a 10% deposit on my apartment purchase in Yorkshire Dales , but I am keen proceed. What can I do?

One option is to try and agree a lesser deposit. Many property owners will accept a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute