We are a couple about to sign contracts for a property in Woodside Park. We have hit a problem. The loan offer with Nottingham Building Society expires on 27/3/2026 but the owners are suggesting a completion date of 31/3/2026. Can one extend the mortgage offer?

The best person to address this question is your solicitors who will determine whether he or she is better off negotiating with the mortgage company, seller’s solicitors, property agents or possibly all parties based on the history of your conveyancing to date.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Woodside Park. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/1/2026, the requirements read as follows :

My conveyancer has informed me that breach of easement insurance is needed on my purchase. What is the level of cover for Woodside Park conveyancing?

The appropriate level of breach of easement indemnity insurance depends on your lender. It would differ for example between Halifax and Chelsea Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.

We expect to receive a DIP from Aldermore this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any Woodside Park solicitors on the Aldermore conveyancing panel, or is it better to go independently?

You will need to appoint Woodside Park solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.

I currently have a mortgage with Clydesdale for my property in Woodside Park. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?

Clydesdale must be informed of your intention in advance of letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel solicitor.

I'm purchasing a new build house in Woodside Park with a mortgage from National Westminster Bank. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not disclose to my solicitor about the side-deal as it will put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How can the Landlord & Tenant Act 1954 impact my commercial property in Woodside Park and how can your lawyers assist?

The particular law that you refer to gives protection to business leaseholders, giving them the dueness to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and assist with commercial conveyancing in Woodside Park