My husband and I are only a couple days away from an exchange on a property in Withernsea and my parents have transferred the 10% deposit to my solicitor. I am now informed that as the deposit has been sent from someone other than me my lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I informed the mortgage company about my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?

The property lawyer is legally required to check with mortgage company to make sure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your lender if you agree, failing which, your lawyer must cease to continue acting.

We hope to to purchase with Darlington Building Society. We have called around locally but am unable to find a Withernsea conveyancing firm on the Darlington Building Society approved list. Please you help?

You should take advantage of the find a lender approved solicitor tool on this page. Please choose the building society and type Withernsea or your preferred area and you will discover numerous conveyancers based in Withernsea or near you.

My wife and I purchased a terraced Edwardian property in Withernsea. Conveyancing practitioner acted for me and Santander. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Santander to clarify?

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Withernsea and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing practitioner who carried out the work.

I'm buying a new build house in Withernsea benefiting from help to buy. The builders refused to move on the amount so I negotiated 6k of additionals instead. The property agent suggested that I not to tell my lawyer about this extras as it would put at risk my mortgage with Barclays Direct. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How much experience do your Withernsea conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Withernsea conveyancing lawyers help thousands of people move home every year and supported lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Withernsea conveyancers have worked on recent similar matters.