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Find a Windmill Hill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Windmill Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Windmill Hill transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Windmill Hill

Do commercial conveyancing searches disclose impending roadworks that could impact a commercial property in Windmill Hill?

Many commercial conveyancing solicitors in Windmill Hill will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Windmill Hill. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Windmill Hill.

For each commercial conveyancing transaction in Windmill Hill it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Windmill Hill commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Windmill Hill.

Me and my brother own a renovated Edwardian property in Windmill Hill. Conveyancing lawyer acted for me and The Mortgage Works. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Windmill Hill and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who conducted the purchase.

How does conveyancing in Windmill Hill differ for newly converted properties?

Most buyers of new build or newly converted property in Windmill Hill come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Windmill Hill tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Windmill Hill or who has acted in the same development.

I am thinking of appointing a conveyancing practitioner in Windmill Hill for my sale. Is it possible to review a solicitor's record with the legal regulator?

You may review published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA could recorded call for training purposes.

My step-son is about to join the property ladder, he had his mortgage in principle. After the offer was accepted on flat we rang the mortgage company to progress the mortgage application. We were disappointed to hear that mortgage lenders do not accept all conveyancing practitioner, they need to be on their approved list, is this right?

Lenders ordinarily restrict either the type or the number of conveyancing solicitors on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that lenders have no responsibility for the quality of advice provided by any Windmill Hill solicitor on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.

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