Will lawyers request an advanced payment for conveyancing in Whitby?

If you are buying a property in Whitby your solicitor will ask you put them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. If any deposit is payable against the purchase price then this will be required shortly in advance of exchange of contracts. The closing balance that is due should be sent to your lawyer a couple of days prior to the completion date.

I purchased my apartment on 7 October and the transaction details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Whitby expressed confidence that it will be concluded in less than a month. Are properties in Whitby particularly slow to register?

As far as conveyancing in Whitby is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timescales can differ according to who lodges the application, whether there are errors and whether the Land registry have to notify any interested parties. As of today roughly three quarters of submission are fully addressed within two weeks but some can be subject to extensive hold-ups. Historically registration takes place once the buyer has moved in to the property therefore post completion formalities is not usually top priority yet if it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.

I am buying a new build house in Whitby with a mortgage from Norwich and Peterborough Building Society. The builders refused to move on the price so I negotiated £7000 of extras instead. The house builders rep suggested that I not inform my conveyancer about this deal as it may affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Whitby is where the house is located. Is there any advice you can impart?

Flying freeholds in Whitby are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whitby you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitby may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Taking into account that I am about to part with over three hundred thousand on a garden flat in Whitby I wish to have a conversation with the lawyer concerning theconveyancing prior to giving the go ahead to the firm. Can this be arranged?

Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer who will be carrying out your property ownership legalities in Whitby.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Whitby should be the figure that you end up paying.