We opted for a local firm for our conveyancing in West Ealing last week. After carefully reading the official terms of business I seeI am responsible for costs even where the transaction does not complete. Should I go with them or appoint an on-line solicitor practice promoting no-sale-no-fee conveyancing in West Ealing?
Generally there is a concession along the lines that if "No Sale No Fee" is offered then the fee levels will generally be uplifted to cover those cases that do not proceed. You should be mindful that these promotions tend not to protect you from outlay such your West Ealing conveyancing search costs.
The West Ealing conveyancing firm handling our West Ealing conveyancing has identified a difference when comparing the assumptions in the home valuation report and what is revealed within the conveyancing documents. My solicitor has advised that he is duty bound to ensure that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance correct?
Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I own a terraced Victorian house in West Ealing. Conveyancing solicitor represented me and TSB. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Ealing and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who completed the work.
Due to the encouragement of my in-laws I had a survey completed on a property in West Ealing ahead of instructing conveyancers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders may not issue a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West Ealing. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Ealing to see if the conveyancing costs will increase in light of this.
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