We are about to exchange contracts for a freehold house in West Acton. We have hit a stumbling block. Our mortgage offer with Santander expires on 25/3/2026 but the sellers are insisting on a completion date of 27/3/2026. Can one prolong the mortgage offer?
The person best placed to address this issue is your solicitors who will hopefully calculate if they better off negotiating with the mortgage broker, seller’s conveyancers, selling agents or indeed all parties given the circumstances your house move to date.
At what point will exchange of contracts happen for purchase conveyancing in West Acton and am I required to be at the solicitors office?
If you are near to one of the conveyancing solicitors in West Acton you are welcome to come in to sign contracts. However, the law practices we recommend provide a countrywide conveyancing service and provide as equally diligent and professional a job for you when dealing with you digitally. The executing of the contract is not the point of no return. A signed contract is necessary for the solicitor to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in West Acton)to be in the office at the appropriate time.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in West Acton so that I can attend their offices when needed.
Whereas this was necessary ten years ago, almost all banks no longer need their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to hand over identification documents and there are still manifest benefits to using a locally based solicitor, in your situation a conveyancing solicitor in West Acton.
A friend recommended that where I am buying in West Acton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard West Acton conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about West Acton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the West Acton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, West Acton Education with maps and statistics, Local Amenities and other useful data concerning West Acton.
How easy is it to change conveyancer as I need to select one who is on the Norwich and Peterborough Building Society conveyancing panel. I had appointed a family conveyancing solicitor in West Acton round the corner but the firm is not approved by Norwich and Peterborough Building Society
We will our best to assist in finding you a conveyancing solicitor in West Acton on the Norwich and Peterborough Building Society panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in West Acton. In utilising the find a conveyancing solicitor tool on this site, you can contrast costs for conveyancing solicitors in West Acton and throughout England and Wales.