We are a couple about to sign contracts for a freehold house in Walworth. We have hit a stumbling block. The loan offer with Nottingham Building Society runs out on 30/1/2026 but the owners are suggesting a completion date of 3/2/2026. Can one prolong the loan expiry date?
The best person to deal with your question is your solicitors who should calculate if he or she is corresponding with the mortgage broker, seller’s conveyancers, property agents or conceivably all three based on the circumstances your conveyancing to date.
Finally the sale completed on my house in Walworth last September but our buyer keeps calling daily to moan that their lawyer is waiting to hear from mysolicitor. What should my lawyer have done following completion?
Following your disposal your solicitor is obliged to deliver the transfer documentation and all supplemental paperwork to the purchaser's lawyers. If applicable, your conveyancer must also confirm that the mortgage has been redeemed to the buyers conveyancers. There are no post completion steps just for conveyancing in Walworth.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Walworth. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
Are there any apps to help search for a Walworth law firm on the National Westminster Bank conveyancing panel? I have a car and am prepared to travel upto 25miles to meet the solicitor.
You can use the tool on this page. Please select a lender and your location and you will see a number of Walworth conveyancing lawyers located nearest you. We have listed some Walworth conveyancing firms at the bottom of this page and you can telephone them to verify if they are on the National Westminster Bank panel
I need to find a conveyancing solicitor for my conveyancing in Walworth. I've stumble across a web site which seems to have the perfect answer If there is a chance to get all this stuff done via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?