My lender has recommended a law firm on their panel based in Victoria Dock but I would rather choose a conveyancing lawyer in Victoria Dock or nearer to where I live. Can you assist?

Not all Victoria Dock conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use our find an approved solicitor tool to choose a Victoria Dock conveyancing firm on the on the bank panel.

I am buying a property and the conveyancer has mentioned Chancel Repair for which the property could be obligated to pay as it falls into the area of such a church. She has mentioned insurance. Is this really warranted for conveyancing in Victoria Dock

Unless a previous acquisition of the house took place after 12 October 2013 you could take it that conveyancing practitioners carrying out conveyancing in Victoria Dock to continue to propose a a chancel search and or chancel repair liability insurance.

My wife and I purchased a renovated Edwardian house in Victoria Dock. Conveyancing practitioner represented me and Virgin Money. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the exact same address. Is it worth asking Virgin Money to clarify?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Victoria Dock and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing lawyer who conducted the purchase.

Is it possible to swap solicitor as I need to select one who is on the Norwich and Peterborough Building Society conveyancing panel. I was using a local conveyancing solicitor in Victoria Dock round the corner but he is not approved by Norwich and Peterborough Building Society

It would be our pleasure to help you select a conveyancing solicitor in Victoria Dock on the Norwich and Peterborough Building Society panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Victoria Dock. Using search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Victoria Dock.

I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable figure which is making it more attractive. I have just found out that it's a leasehold rather than freehold. I would have thought that there are particular concerns purchasing a leasehold house in Victoria Dock. Conveyancing lawyers have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Victoria Dock ?

Most houses in Victoria Dock are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Victoria Dock in which case you should be shopping around for a Victoria Dock conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’sconsent to conduct changes to the property. You may also be required to pay a service charge towards the upkeep of the communal areas where the house is part of an estate. Your conveyancer will advise you fully on all the issues.

I acquired a 2 bed flat in Victoria Dock, conveyancing was carried out 10 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Victoria Dock with over 90 years remaining are worth £202,000. The average or mid-range amount of ground rent is £60 invoiced annually. The lease finishes on 21st October 2082

With only 56 years remaining on your lease we estimate the price of your lease extension to range between £29,500 and £34,000 plus legals.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.